/* Presentation layer inspired by the supplied MinimalistHero component.
   Native CSS motion keeps the existing buildless site and financial tools intact. */
:root{--line:#e6e4df;--muted:#66645f;--brand-yellow:#ffd86b;--paper:#faf9f6}
body{background:#fff;-webkit-font-smoothing:antialiased}
.wrap{width:min(1280px,calc(100% - 80px))}
body>header.wrap{min-height:108px;gap:30px;padding:14px 0;border-bottom:1px solid var(--line)}
body>header .logo-brand{width:145px;margin:0}
body>header nav{max-width:calc(100% - 175px);gap:10px 19px}
body>header nav a{font-size:13px;transition:color .18s ease}
body>header nav a:hover{color:var(--accent-text)}
body>header nav .nav-button{padding:9px 18px;background:var(--ink);color:#fff;border-color:var(--ink)}
.eyebrow{font-size:11px;letter-spacing:2.1px}
.button{min-height:48px;align-items:center;justify-content:center;font-weight:500;transition:background .2s ease,transform .2s ease,box-shadow .2s ease}
.button:hover{transform:translateY(-2px);box-shadow:0 8px 22px #1111110c}
.menu-toggle{display:none}
.minimalist-hero.hero{display:block;padding-top:26px;padding-bottom:58px}
.hero-art{margin:0;position:relative}
.hero-art>img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:contain;animation:hero-appear .7s cubic-bezier(.22,1,.36,1) both}
.hero-art figcaption{display:flex;justify-content:space-between;gap:20px;padding:17px 0;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}
.hero-art figcaption a{color:var(--ink);white-space:nowrap;text-decoration:underline;text-underline-offset:5px}
.hero-editorial{display:grid;grid-template-columns:minmax(0,1fr) 230px;align-items:end;gap:48px;padding-top:32px}
.hero-copy{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:0 36px}
.hero-copy>.eyebrow{grid-column:1/-1;color:var(--accent-text)}
.hero .hero-copy h1{font-size:clamp(28px,3vw,40px);margin:14px 0 0;line-height:1.5;letter-spacing:-1px;grid-row:2/5}
.hero .hero-copy h1 .hero-message{font-size:clamp(21px,2vw,27px);line-height:1.7;margin-top:10px;letter-spacing:-.4px;color:var(--accent-text)}
.hero-copy .intro{margin:16px 0 0;font-size:15px;line-height:1.9}
.hero-copy .button{justify-self:start;font-size:14px;margin-top:20px;gap:20px}
.hero-copy .hero-note{margin-top:15px;font-size:11px}
.hero-connect{padding-left:26px;border-left:1px solid var(--line);padding-bottom:2px}
.hero-social{display:flex;gap:8px;margin:16px 0 25px}
.hero-social a{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;border:1px solid var(--line);transition:background .2s ease,transform .2s ease}
.hero-social a:hover{background:var(--brand-yellow);transform:translateY(-3px)}
.hero-social img{display:block;width:17px;height:17px}
.hero-contact{font-size:13px;line-height:1.8;text-decoration:underline;text-underline-offset:5px}
.hero-contact span{display:inline-block;margin-left:6px}
.home-journey{padding:34px 36px;border-radius:18px;border-top:2px solid var(--accent);box-shadow:0 18px 40px #11111108}
.home-journey h2{font-size:25px}
.why-section{padding:80px 0}.learn{background:var(--paper);padding:70px 0}
.cards article,.asset-card,.service-grid article,.social-card,.partner-grid article{border-color:var(--line);box-shadow:0 4px 16px #11111103;transition:border-color .2s ease,box-shadow .2s ease}
.cards article:hover,.asset-card:hover,.service-grid article:hover,.social-card:hover{border-color:#d8c4a2;box-shadow:0 12px 30px #11111106}
.flow-icon,.service-icon{background:#fff4d7}
.calc{border-top-width:2px;box-shadow:0 10px 28px #11111104}
.additional{background:var(--paper)}
input{transition:border-color .18s ease,box-shadow .18s ease}
input:focus{border-color:var(--accent-text);box-shadow:0 0 0 3px #ffa51f14}
.tool-nav a,.asset-nav a{transition:background .18s ease,color .18s ease}
.about-page,.social-page,.contact-page,.articles-page,.services-page{padding-top:48px}
.back-to-top{box-shadow:0 6px 20px #11111110}
@keyframes hero-appear{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:1100px){
 .wrap{width:calc(100% - 48px)}
 body>header.wrap{display:flex;flex-wrap:wrap;justify-content:space-between;min-height:88px;gap:0;padding:14px 0}
 body>header nav{max-width:100%;width:100%;justify-content:flex-start;padding-top:20px}
 body>header.nav-enhanced .menu-toggle{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:30px;padding:10px 16px;min-height:44px;font-size:13px;cursor:pointer}
 .menu-lines{display:block;position:relative;width:19px;height:12px;border-top:1.5px solid var(--ink);border-bottom:1.5px solid var(--ink)}
 .menu-lines:after{content:'';position:absolute;left:0;right:0;top:4px;height:1.5px;background:var(--ink)}
 body>header.nav-enhanced:not(.menu-open) nav{display:none}
 body>header.nav-enhanced.menu-open nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 18px;margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}
 body>header.nav-enhanced.menu-open nav>a{display:block;font-size:14px;padding:10px 12px}
 .hero-editorial{grid-template-columns:1fr;gap:28px;padding-top:26px}
 .hero-connect{padding:20px 0 0;border-left:0;border-top:1px solid var(--line);display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
 .hero-social{margin:0}
 .hero-copy{gap:0 28px}
 .minimalist-hero.hero{padding-top:18px;padding-bottom:40px}
}
@media(max-width:620px){
 .wrap{width:calc(100% - 32px)}
 body>header .logo-brand{width:116px}
 body>header.nav-enhanced.menu-open nav{grid-template-columns:1fr}
 body>header.nav-enhanced.menu-open nav>a{padding:10px 8px}
 .hero-art{margin:0 -8px}
 .hero-art figcaption{margin:0 8px;padding:12px 0;font-size:11px;gap:12px;align-items:center}
 .hero-art figcaption>span{max-width:220px}
 .hero-copy{display:block}
 .hero .hero-copy h1{font-size:29px;margin-top:12px}
 .hero .hero-copy h1 .hero-message{font-size:23px}
 .hero-copy .intro{font-size:15px;margin-top:20px}
 .hero-connect{gap:18px}
 .hero-connect>.eyebrow{display:none}
 .hero-contact{font-size:12px}
 .hero-social{gap:6px}
 .hero-social a{width:36px;height:36px}
 .home-journey{padding:26px 24px}
 .why-section{padding:50px 0}
 .about-page,.social-page,.contact-page,.articles-page,.services-page{padding-top:30px}
 .button:hover,.hero-social a:hover{transform:none}
}
@media(prefers-reduced-motion:reduce){
 .hero-art>img{animation:none}
 .button,.hero-social a,.cards article,.asset-card,.service-grid article,.social-card,.partner-grid article,input,.tool-nav a,.asset-nav a{transition:none}
 .button:hover,.hero-social a:hover{transform:none}
}

/* Portrait Home: keep the complete supplied artwork visible at every size. */
.portrait-home.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.08fr);align-items:center;gap:50px;padding-top:40px;padding-bottom:56px}
.portrait-home .hero-art{grid-column:2;grid-row:1;margin:0;isolation:isolate}
.portrait-home .hero-art:before{content:"";position:absolute;z-index:-1;inset:14% 3% 14%;border-radius:50% 50% 42% 42%;background:linear-gradient(145deg,#fff7e5,#ffedc4)}
.portrait-home .hero-art>img{aspect-ratio:1485/1856;width:100%;height:auto;object-fit:contain}
.portrait-home .hero-art figcaption{margin:0;padding:16px 0;align-items:center;line-height:1.7}
.portrait-home .hero-editorial{grid-column:1;grid-row:1;display:block;padding:0}
.portrait-home .hero-copy{display:block}
.portrait-home .hero-copy h1{font-size:clamp(32px,3.2vw,46px);line-height:1.4;margin-top:22px}
.portrait-home .hero-copy h1 .hero-message{display:block;font-size:clamp(24px,2.3vw,32px);line-height:1.65;margin-top:18px}
.portrait-home .hero-copy .intro{margin-top:24px;font-size:16px;line-height:1.95}
.portrait-home .hero-copy .button{margin-top:26px}
.portrait-home .hero-connect{display:flex;align-items:center;flex-wrap:wrap;gap:18px;padding:24px 0 0;margin-top:30px;border-left:0;border-top:1px solid var(--line)}
.portrait-home .hero-connect>.eyebrow{width:100%}
.portrait-home .hero-social{margin:0}
@media(min-width:761px) and (max-width:1100px){
 .portrait-home.hero{gap:26px;padding-top:34px}
 .portrait-home .hero-copy h1{font-size:32px;letter-spacing:-.8px}
 .portrait-home .hero-copy h1 .hero-message{font-size:23px}
 .portrait-home .hero-copy .intro{font-size:14px}
 .portrait-home .hero-art figcaption{font-size:11px;gap:10px;flex-wrap:wrap}
 .portrait-home .hero-connect{gap:14px;margin-top:24px}
}
@media(max-width:760px){
 .portrait-home.hero{grid-template-columns:1fr;gap:28px;padding-top:20px;padding-bottom:38px}
 .portrait-home .hero-art{grid-column:1;grid-row:1;width:min(100%,430px);justify-self:center}
 .portrait-home .hero-editorial{grid-column:1;grid-row:2;width:min(100%,520px);justify-self:center}
 .portrait-home .hero-copy h1{font-size:32px;margin-top:14px}
 .portrait-home .hero-copy h1 .hero-message{font-size:25px;margin-top:12px}
 .portrait-home .hero-copy .intro{font-size:15px;margin-top:20px}
 .portrait-home .hero-connect{justify-content:flex-start;margin-top:24px;gap:18px}
 .portrait-home .hero-art figcaption{font-size:11px}
}

/* Framed orange portrait and direct small-screen calculator access. */
.portrait-home .hero-art:before{display:none}
.portrait-home .hero-art>img{border:7px solid #fff;border-radius:28px;box-shadow:0 0 0 1px #ece5d9,0 18px 44px #4d320f12;box-sizing:border-box}
.portrait-home .hero-art figcaption{border-top:0;margin-top:8px}
.mobile-calculator{display:none}
@media(max-width:1100px){
 body>header.wrap{column-gap:12px}
 body>header .mobile-calculator{display:inline-flex;align-items:center;justify-content:center;gap:8px;margin-left:auto;min-height:44px;padding:10px 15px;border-radius:28px;background:var(--ink);color:#fff;font-size:13px;white-space:nowrap}
 body>header.nav-enhanced.menu-open nav>a.nav-button,body>header nav>a.nav-button{display:none}
}
@media(max-width:620px){
 .portrait-home .hero-art>img{border-width:5px;border-radius:22px}
 body>header.wrap{column-gap:8px}
 body>header .logo-brand{width:94px}
 body>header .mobile-calculator{font-size:12px;padding:10px 12px;gap:5px}
 body>header.nav-enhanced .menu-toggle{padding:10px 12px;gap:8px}
}

.tax-page{max-width:1100px;padding-top:56px;padding-bottom:70px}.tax-page h1{font-size:clamp(32px,4vw,52px);line-height:1.4;letter-spacing:-1px;margin:20px 0}.tax-page h1 span{color:var(--accent-text)}.tax-lead{font-size:18px;color:var(--muted)}.tax-date,.tax-poster figcaption{font-size:12px;color:var(--muted)}.tax-jump{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0}.tax-jump a{border:1px solid var(--line);border-radius:24px;padding:10px 17px;font-size:13px}.tax-jump a:hover{background:#fff0d6}.tax-page section{scroll-margin-top:24px;margin-top:55px}.tax-page h2{font-size:28px;margin-bottom:22px}.tax-page p{line-height:1.95}.tax-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tax-grid article,.tax-income article{border:1px solid var(--line);padding:26px;border-radius:18px}.tax-page h3{font-size:18px;margin:12px 0}.tax-grid p,.tax-income p{font-size:14px;color:var(--muted)}.tax-number{font-size:13px;color:var(--accent-text);font-weight:600}.tax-note{background:#fff7e9;border-left:3px solid var(--accent);padding:20px 24px;border-radius:0 14px 14px 0;font-size:14px;margin:24px 0}.tax-note p{margin:8px 0 0}.tax-income{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.tax-source{display:inline-block;text-decoration:underline;text-underline-offset:4px;font-size:13px;margin:14px 20px 8px 0;line-height:1.9}.tax-poster{margin:28px auto;max-width:780px}.tax-poster img{display:block;width:100%;height:auto;border-radius:18px;border:1px solid var(--line)}.tax-poster figcaption{text-align:center;padding:12px}.tax-group{border:1px solid var(--line);border-radius:20px;padding:26px}.tax-group>h3{margin:0 0 20px;font-size:22px}.tax-group details{border-top:1px solid var(--line);padding:0}.tax-group summary{display:flex;justify-content:space-between;gap:20px;cursor:pointer;padding:20px 0;list-style:none;font-size:15px}.tax-group summary:after{content:'+';flex:none;color:var(--accent-text)}.tax-group details[open] summary:after{content:'−'}.tax-group summary span{flex:1}.tax-group summary strong{font-weight:500;color:var(--accent-text);max-width:42%;text-align:right}.tax-group details p{margin:0 0 20px;color:var(--muted);font-size:14px}.tax-references{border-top:1px solid var(--line);padding-top:25px}
@media(max-width:760px){.tax-page{padding-top:32px}.tax-grid,.tax-income{grid-template-columns:1fr}.tax-group{padding:18px}.tax-group summary{flex-wrap:wrap;gap:8px}.tax-group summary span{flex-basis:80%}.tax-group summary strong{order:3;max-width:100%;text-align:left;width:100%;font-size:13px}.tax-page h2{font-size:24px}.tax-page section{margin-top:38px}.tax-note{padding:17px}.tax-lead{font-size:16px}}

.income-card-heading{display:flex;align-items:center;gap:14px;margin-bottom:18px}.income-icon{display:grid;place-items:center;flex:none;width:48px;height:48px;border-radius:14px;color:var(--accent-text);background:#fff2d9}.income-icon svg{display:block;width:26px;height:26px}
/* Tax labels are text, not the rotating plus icons used by older accordions. */
.tax-group details summary>span,.tax-group details[open] summary>span{transform:none;font-size:inherit;min-width:0}